"Baby-Boom" Adults

We also serve the particular legal needs of "Baby-Boomers" - including personalized family estate planning and plans to facilitate caregiving for aging parents or children with disabilities.

It is essential for boomers to plan for future financial security for themselves and their family members. This process must include:

  • planning for effective control of family financial and health care decision-making,

  • drafting of legal documents necessary to carry out "the plan," including wills, trusts and powers of attorney,

  • identifying all available support resources, and

  • planning ahead to be able to obtain all such resources at the right times for the benefit of the family members who depend on them

We help Baby-Boomers care for their parents with health problems.
Baby-boomers often find themselves caring not only for their own children, but also for aging parents or grandparents. Costs of child-rearing and college education have risen sharply over the last few decades, as has the cost of medical care for chronic illnesses and long-term care needed by their parents. With the aging population putting pressure on state and federal budgets, boomers are seeing more limitations on governmental and institutional supports for financial security (such as the increasing retirement age for full Social Security) and health care (such as increasing restrictions on MO HealthNet-Medicaid eligibility).

Who are the "Boomers"?
Sociologists and the media define Baby-Boomers (or "boomers") as those born between 1946 and 1964 -- the "boom" in births after WWII. In 2009, the 75 million boomers (about 29% of the U.S. population) were between 44 and 63 years old. The economic growth in the 90s was due in large part to these adults working during their peak earning and spending years.

Charles Sabatino, Director of the American Bar Association Commission on Aging, has noted that "boomers" exhibit three generational characteristics. First, they tend to be better educated, more insistent on doing things their own way, less trusting of traditional authority, and demanding of more convenience and service. Second, boomer estates will be more complicated, diverse and geographically far-flung, due to the growth in investment products and increased job mobility. Third, boomers will likely experience more career changes, more marriages, more non-traditional family affinities and a more fluid mixing of educational, retirement and work cycles. [Sabatino, The Future of Elder Law: One Perspective (New York, N.Y.: Panel Publishers, 1999)].